Karen M. Moloney is a senior global sanctions and financial crimes compliance executive with more than 20 years of experience spanning the post‑9/11 regulatory environment and the initial OFAC enforcement and settlement era. She currently serves as Global Business Sanctions Advisor for Payments, Treasury, and Operations at BNY, where she provides enterprise‑wide oversight of sanctions risk, governance, and compliance execution.

Karen brings deep expertise across sanctions, AML/BSA, OFAC, and securities‑related financial crime, with extensive leadership experience in enforcement‑related matters, regulatory examinations, and large‑scale remediation programs. Her background includes hands‑on involvement during the formative period of modern U.S. sanctions enforcement, giving her first‑hand insight into regulatory expectations, supervisory priorities, and settlement‑driven remediation requirements.

Her career includes senior global roles at JPMorgan Chase and Citibank, prior service as a Director at Guidehouse advising Boards and senior management on enforcement response, remediation strategy, and sanctions risk management, and regulatory experience as an examiner with FINRA and the Federal Reserve Bank of Chicago.