Joe Twinem is the Senior OFAC Sanctions Advisor at BNP Paribas. In this role, he leads global regulatory analysis of U.S. sanctions and outbound investment risks associated with retail, investment, and trade transactions and deals. He also advises global bank leadership on emerging policy and regulatory risks and provides recommendations on steps to mitigate this risk. Prior to BNP Paribas, Joe served at OFAC as a Senior Sanctions Policy Advisor, leading sanctions policy development and coordination related to Venezuela, counternarcotics, Iran, Syria, and other major sanctions programs. Joe also served as a Global Money Laundering Investigator at FinCEN, investigating sanctions evasion through foreign correspondent banks. Joe is a graduate of the Johns Hopkins School of Advanced International Studies in Washington, D.C. and the Ohio State University.